Browsing: 2025 – April
Gokul Sudarsana, Chief Investment Officer of HSCM’s Life strategy and Co-Chief Investment Officer of the Firm’s Re/Insurance strategy.
Our April 2025 Editor’s Letter for Life Risk News Volume 4, Issue 4. We hope you enjoy the latest issue of Life Risk News.
March delivered not one, not two, but three notable announcements relating to life insurer credit risk which could have an impact the life settlement market.
New UK pensions surplus access rules could help resuscitate capital-backed journey plans.
Those still trying to understand any potential future impact of Covid-19 on mortality are conducting an exercise in futility.
Aggregate deal value in the Canadian pension risk transfer (PRT) market set a new record in 2024 and market fundamentals suggest activity will remain strong going forward.
Given the importance of systemic risks such as climate change in determining the long-term stability of the insurance regime, insurers’ climate change approach should be considered as part of the scheme trustee’s selection process in the bulk purchase annuity market.
The International Capital Standard (ICS) introduces a new approach to discounting illiquid liabilities — one that includes an explicit credit risk premium. But how does it compare to Solvency II’s Fundamental Spread? And what might it mean for UK insurers already familiar with the Matching Adjustment?
Potential new entrants seeking to get a piece of the life insurance-based permanent capital action have a few options.
The transaction, completed back in January 2025, secures the benefits of all 705 Scheme members which comprises 396 pensioners and dependants as well as 309 deferred members.