The different risk exposures and risk appetites of insurance companies mean that reinsurance is used in a number of ways as there is not a ‘one size fits all’ offering.

While ageing is fundamentally a physiological phenomenon, numerous factors significantly influence the rate at which this process occurs. Certain factors can accelerate the ageing process, while some have the potential to decelerate it, influencing the rate of physiological decline.

Dr. Rahul Nawander, Medical Director at Fasano Underwriting, offers his views on what is impacting LEs generally from a medical perspective.

There are few options available to investors that want exposure to longevity risk in Canada, but a new idea could expand this currently limited market.