Close Menu
    What's Hot

    Japan Post Insurance Invests in Global Atlantic Vehicle

    31 July 2025

    US Annuity Sales Set New Record in First Half of 2025

    29 July 2025

    New Paper Offers Insights Into How Best To Shape the Future of the Risk Transfer Process

    29 July 2025
    Facebook X (Twitter) Instagram
    Instagram LinkedIn X (Twitter)
    Life Risk News
    • Home
    • Features

      Significant Growth Potential in Equity Release/Reverse Mortgage Market but Change is Required to Get There

      16 July 2025

      Insurance Capacity Boost and Growth in Small Deals Mark Busy First Half in UK Pension Risk Transfer Market

      16 July 2025

      Life Settlement Population Outlook Suggests Underwriting Frameworks Will Need to Continue to Adjust

      16 July 2025

      Q&A: Perry Koons, Director of Capital Markets, Maple Life Financial

      16 July 2025

      Nuanced Impact of CMI Model Change on Pension Risk Transfer Market

      16 July 2025
    • Commentary

      Mental Health Illness and Its Impact on Life Expectancy in the USA

      16 July 2025

      The Dangers of Defaulting to Fast Track

      16 July 2025

      Life Expectancy in Breast Cancer

      12 June 2025

      The Healthy Wealthy Population of the Life Settlement Market

      12 June 2025

      UK Life Insurers to Benefit from Robust Bulk Annuity Market in 2025

      14 May 2025
    • Events
    • Magazine
    • News

      Japan Post Insurance Invests in Global Atlantic Vehicle

      31 July 2025

      US Annuity Sales Set New Record in First Half of 2025

      29 July 2025

      New Paper Offers Insights Into How Best To Shape the Future of the Risk Transfer Process

      29 July 2025

      British Heart Foundation Staff Pension Scheme Completes Bulk Purchase Annuity Buy-In With Royal London

      29 July 2025

      DAC Beachcroft Secures Bulk Purchase Annuity Buy-In With Aviva

      25 July 2025
    Subscribe
    Life Risk News
    Home » Editor’s Letter – Volume 4, Issue 2, February 2025

    Editor’s Letter – Volume 4, Issue 2, February 2025

    Magazine 12 February 2025Chris WellsBy Chris Wells
    Twitter LinkedIn Email
    Share
    Twitter LinkedIn Email

    Download Life Risk News Volume 4, Issue 2, February 2025

    This month marks the five-year anniversary of the introduction of H.R.5958 – Senior Health Planning Account Act, which would have allowed American seniors to put the proceeds of a life settlement into a tax-deferred/tax-free savings account for the senior and their family to use for health care and long-term care expenses. Greg Winterton spoke to Michael Freedman, CEO at Lighthouse Life, and Rob Haynie, Managing Director at Life Insurance Settlements, to get their thoughts on what could have been in Would the Senior Health Planning Account Act Have Been a Silver Bullet for the Life Settlement Market? 

    Growth in the purchase of bulk annuity contracts by small defined benefit pension schemes over the past couple of years in the UK has been accompanied by the emergence of templated transfer processes that speed up the closure of deals, enabling insurers to execute more of them. Mark McCord spoke to Adam Davis, Managing Director at K3 Advisory, for his views on the current and future state of this part of the market in Streamlined Pension Risk Transfer Deals Widen Small Scheme Opportunities. 

    Weight loss drugs such as Ozempic and Wegovy received significant media column inches last year, largely thanks to celebrities admitting to their use. But glucagon-like peptide 1 receptor agonists were also the talk of the town last year in the UK’s life and health insurance and pension circles. Greg Winterton spoke to Nicky Draper, Director of Longevity Consulting at Crystallise and Stuart McDonald, Partner at Lane, Clark & Peacock to get their insights into just how much these drugs could impact population mortality in Weight Loss Drugs the Talk of the Town in Actuarial Circles. 

    Life insurers in the US looking to write pension risk transfer business play on a competitive field, with 20-odd of them for US defined benefit pension plans to pick from. But increasingly, access to private market opportunities, whether that be through an affiliate or wholly owned asset manager, is being touted as a competitive edge. Greg Winterton spoke to James Walton, Managing Director at Agilis, for his thoughts on the potential for new entrants in How Many More Asset Managers Can the US Pension Risk Transfer Market Absorb? 

    Most bulk annuity transactions have been led by a risk transfer advisor selected by the trustees – be that an existing advisor or an external firm brought in to support this project. Chris Hawley, Risk Transfer Partner at Barnett Waddingham, explains some of the different advisory structures for leading a bulk annuity process in Bulk Annuities: Who Steers the Ship?, a guest article. 

    The third and final part of WL Consulting Managing Director Roger Lawrence’s deep dive into the nuances of the 2024 edition of the ACLI’s Life Insurer’s Fact Book appears this month. In US Life Insurance Policy Cancellations Up Again but New Business Holding Steady, Lawrence focuses on factors that could impact the life settlement market. 

    The pension risk transfer market in the UK delivered yet another solid year in 2024 with consultants WTW forecasting that, when all is said and done, £48-50bn of deals will have been completed, which could mean a record. Greg Winterton spoke to Mark Sharkey, BPA Origination Lead at Royal London, to get his views on the state of the market and its outlook for 2025 in this month’s Q&A. 

    Despite falling origination in the primary market in recent years, activity in reverse mortgage securitisations in the US have held steady, and a new development from Ginnie Mae could provide added fuel for the market. Add to that the re-emergence of securitisation activity in Australia, and suddenly, things are looking up. Greg Winterton spoke to Michael McCully, Partner at New View Advisors and Joshua Funder, CEO at Household Capital to get the bullish case in Encouraging Signs for Institutional Investors Looking at Reverse Mortgage Securitisations. 

    I hope you enjoy the latest issue of Life Risk News.

    Chris Wells
    Managing Editor
    Life Risk News

    2025 - February Editor's Letter Volume 4 Issue 2 - February 2025
    Share. Twitter LinkedIn Email

    Related Posts

    Editor’s Letter – Volume 4, Issue 7, July 2025

    16 July 2025

    Editor’s Letter – Volume 4, Issue 6, June 2025

    12 June 2025

    Editor’s Letter – Volume 4, Issue 5, May 2025

    14 May 2025

    Editor’s Letter – Volume 4, Issue 4, April 2025

    10 April 2025

    Comments are closed.

    Most Popular

    Significant Growth Potential in Equity Release/Reverse Mortgage Market but Change is Required to Get There

    16 July 2025

    Insurance Capacity Boost and Growth in Small Deals Mark Busy First Half in UK Pension Risk Transfer Market

    16 July 2025

    Life Settlement Population Outlook Suggests Underwriting Frameworks Will Need to Continue to Adjust

    16 July 2025

    Mental Health Illness and Its Impact on Life Expectancy in the USA

    16 July 2025
    Ad

    Your trusted source for capital markets participation in Life Risk

    X (Twitter) Instagram LinkedIn
    Life Risk
    • About Life Risk News
    • Get In Touch
    • Our Team
    • Copyright Notice
    • Terms and Conditions
    • Privacy Policy
    • Sitemap
    Coverage
    • Home
    • Features
    • Events
    • Commentary
    Subscribe

    Type above and press Enter to search. Press Esc to cancel.

    We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
    Cookie SettingsAccept All
    Manage consent

    Privacy Overview

    This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
    Necessary
    Always Enabled
    Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
    CookieDurationDescription
    cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
    cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
    cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
    cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
    cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
    viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
    Functional
    Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
    Performance
    Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
    Analytics
    Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
    Advertisement
    Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
    Others
    Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
    SAVE & ACCEPT