Browsing: 2025 – February
The SHPAA would have allowed seniors to put the proceeds of a life settlement into a tax-deferred/tax-free savings account for the senior and their family to use for health care and long-term care expenses.
Growth in the purchase of bulk annuity contracts by small defined benefit (DB) pension schemes over the past couple of years has been accompanied by the emergence of templated transfer processes that speed the closure of deals, enabling insurers to execute more of them.
Those advising insurance companies and pension schemes on mortality are paying very close attention to developments with anti-obesity medicines.
The increasing role – and influence – of ‘private equity’ firms in the US pension risk transfer (PRT) market in recent years has caught the attention of the media, regulators, and litigators.
The ‘buyer’ of a bulk annuity contact is the scheme’s trustees, who are required to take formal advice as part of the process. However, the views of the sponsor are important for any bulk annuity purchase, and they should be involved from the outset, particularly if additional funds need to be paid into the scheme.
The third of our reviews of the Life Insurers Fact Book 2024 focusses on how factors that could impact the life settlement market are developing. Key amongst these are the surrender volumes, which help indicate the volumes of policies that could be available to trade, and the rate of new life insurance business which will provide the fuel for the market in future
Mark Sharkey, BPA Origination Lead, Royal London shares his views on the state of the market and its outlook for 2025.
Reverse mortgage securitisation activity is set to pick up in the coming years.
Our February 2025 Editor’s Letter for Life Risk News Volume 4, Issue 2. We hope you enjoy the latest issue of Life Risk News.