Browsing: Life Insurance

The bulk annuity market has high barriers to entry. Firms require significant long-term capital and specialist expertise, including asset sourcing, actuarial modelling and risk management, and regulatory approval is not straightforward.

In a rare bright spot for the product, growth was observed in the 61+ age cohort.

The International Capital Standard (ICS) introduces a new approach to discounting illiquid liabilities — one that includes an explicit credit risk premium. But how does it compare to Solvency II’s Fundamental Spread? And what might it mean for UK insurers already familiar with the Matching Adjustment?

Potential new entrants seeking to get a piece of the life insurance-based permanent capital action have a few options.

Universal life insurance policy application activity was yet again lower in March when compared to the prior year, seeing an 8.7% reduction compared to 2023.

The paper provides a comprehensive analysis of the structural shifts within the life insurance sector.

Many firms maintain a longevity risk capital model, making sure the methodology remains relevant and proportionate to the risk. We shine a spotlight on these models here, considering how they may evolve with post-pandemic data and Solvency II reforms.

W L Consulting’s Roger Lawrence offers his views on the UK’s Life Insurance Stress Test.

Universal life insurance applications declined -18.5% versus February last year.

RGA is to reinsure $32bn of a diversified mix of life insurance products and expects to deploy $1.5bn of capital into this reinsurance transaction at closing.