Browsing: Mortality Risk

In a rare bright spot for the product, growth was observed in the 61+ age cohort.

During March, the estimated cost to transfer retiree pension risk to an insurer in a competitive bidding process climbed from 101.7% to 102.5% of a plan’s accounting liabilities.

The transaction was finalised in March 2025 and is the ninth buy-in for Royal London’s BPA business.

The £7.5m transaction secures the benefits of all 121 members, comprising 26 deferred members and 95 pensioner members, and covers all scheme liabilities.

The buy-in insures the benefits of 180 Scheme members comprising 99 deferred members and 81 pensioners.

Gokul Sudarsana, Chief Investment Officer of HSCM’s Life strategy and Co-Chief Investment Officer of the Firm’s Re/Insurance strategy.

Those still trying to understand any potential future impact of Covid-19 on mortality are conducting an exercise in futility.

The International Capital Standard (ICS) introduces a new approach to discounting illiquid liabilities — one that includes an explicit credit risk premium. But how does it compare to Solvency II’s Fundamental Spread? And what might it mean for UK insurers already familiar with the Matching Adjustment?

Potential new entrants seeking to get a piece of the life insurance-based permanent capital action have a few options.

Universal life insurance policy application activity was yet again lower in March when compared to the prior year, seeing an 8.7% reduction compared to 2023.