Author: Pushparani Mudaliyar

In the dynamic landscape of the life settlement industry, the evaluation of mortality risk stands as a cornerstone in determining the value and viability of investment portfolios. Among the myriad of factors influencing mortality, tobacco and other forms of nicotine use are of paramount consideration, with implications reaching far beyond the confines of specific health-related issues. This article seeks to provide some useful insight on the subject and unravel the impact this addictive habit has on all-cause mortality within the life settlement sector.  Where did it all begin? Tobacco has a rich and contentious history in America, dating back to pre-Columbian times…