Author: Traci Davis

As long as there has been a life settlement market, there has been disagreement over the ‘best’ or appropriate mortality tables for determining life expectancy. The subject has been the source of countless white papers, articles, and verbal sparring during industry panel discussions between actuaries, underwriters, and researchers representing Life Expectancy Provider (LEP) firms. As an underwriting professional, I always come back to what I have always felt to be a relevant stance, which is: “You can have the best mortality table in the business, but if the risk assessment applied by the underwriter is incorrect, the output from the…